104 Seadrift RoadStinson BeachCA94970
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Stinson Beach at 104 Seadrift Road, Stinson Beach, CA, 94970 projects strong ROI of -0.04%. Rental yield 1.01%. With 5% annual appreciation, the property builds $863,380 in value over five years. Equity growth combined delivers a projected five-year ROI of 12.55%, translating into $110,760 in total cumulative return on $882,813 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1% | 6.0% |
| Monthly Cash Flow | $(16,692) | $3,000 |
City averages based on Stinson Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,640 |
| Total Monthly Debt Service | $18,088 |
| DSCR Ratio | 0.15x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
8,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94970, Stinson Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 752 (100%) |
| Owner Occupied HU | 197 (26.2%) |
| Renter Occupied HU | 93 (12.4%) |
| Vacant Housing Units | 462 (61.4%) |
| Median Home Value | $1,987,069 |
| Average Home Value | $1,850,127 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
8,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94970, Stinson Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 752 (100%) |
| Owner Occupied HU | 197 (26.2%) |
| Renter Occupied HU | 93 (12.4%) |
| Vacant Housing Units | 462 (61.4%) |
| Median Home Value | $1,987,069 |
| Average Home Value | $1,850,127 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Sherfey Group • Golden Gate Sotheby's
Mls Name: BAREIS
Mls ID: #325095417