104 S 2nd StWomelsdorfPA19567
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 104 S 2nd St, Womelsdorf, PA, 19567 in Womelsdorf: $1,657/mo in rent, $839/mo net, 15.93% gross yield, all on a $124,800 acquisition. The 2.95 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $34,480 in value, and $1,149/yr in principal paydown steadily builds equity. Projected total cumulative return: $101,581.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 6.2% |
| Monthly Cash Flow | $839 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,657 |
| Total Monthly Debt Service | $768 |
| DSCR Ratio | 2.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19567, Womelsdorf, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 1,797 (73.7%) |
| Renter Occupied HU | 540 (22.2%) |
| Vacant Housing Units | 100 ( 4.1%) |
| Median Home Value | $302,550 |
| Average Home Value | $354,348 |
Housing Distribution
Address Breakdown
Residential
2,320
Single Family
2,214
Multi-Family
106
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19567, Womelsdorf, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 1,797 (73.7%) |
| Renter Occupied HU | 540 (22.2%) |
| Vacant Housing Units | 100 ( 4.1%) |
| Median Home Value | $302,550 |
| Average Home Value | $354,348 |
Housing Distribution
Address Breakdown
Residential
2,320
Single Family
2,214
Multi-Family
106
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tom Bitler • Century 21 Gold
Mls Name: Bright MLS
Mls ID: #PABK2067446