104 PecanVan VleckTX77482
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 104 Pecan, Van Vleck, TX, 77482 in Van Vleck is narrow, $87/mo net on $1,758/mo rent after the $1,057/mo debt service, but the property operates at break-even-plus, not a loss. At $235,000 with a 8.98% yield, the long-run equity case via 5% appreciation ($64,926 over five years) and $2,164/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.66 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $95,672.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $87 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,758 |
| Total Monthly Debt Service | $1,578 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
9,191 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77482, Van Vleck, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 914 (100%) |
| Owner Occupied HU | 711 (77.8%) |
| Renter Occupied HU | 146 (16.0%) |
| Vacant Housing Units | 57 ( 6.2%) |
| Median Home Value | $227,446 |
| Average Home Value | $246,016 |
Housing Distribution
Address Breakdown
Residential
610
Single Family
610
Multi-Family
0
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
9,191 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77482, Van Vleck, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 914 (100%) |
| Owner Occupied HU | 711 (77.8%) |
| Renter Occupied HU | 146 (16.0%) |
| Vacant Housing Units | 57 ( 6.2%) |
| Median Home Value | $227,446 |
| Average Home Value | $246,016 |
Housing Distribution
Address Breakdown
Residential
610
Single Family
610
Multi-Family
0
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dianne Stone • Coldwell Banker Ultimate
Mls Name: HAR
Mls Provider:
Mls ID: #35426725
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