104 Lonsdale CirJacksonvilleAR72076
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Jacksonville rental at 104 Lonsdale Cir, Jacksonville, AR, 72076 sits in the solid-income band: 9.63% gross yield, $1,163/mo rent, $292/mo net after the $652/mo debt service, DSCR 1.78. Entry price of $144,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $40,033 and $1,335/yr in principal reduction bring total cumulative return to $73,645.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.5% |
| Monthly Cash Flow | $292 | $300 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,163 |
| Total Monthly Debt Service | $813 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72076, Jacksonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,604 (100%) |
| Owner Occupied HU | 8,507 (48.3%) |
| Renter Occupied HU | 7,321 (41.6%) |
| Vacant Housing Units | 1,776 (10.1%) |
| Median Home Value | $213,368 |
| Average Home Value | $253,685 |
Housing Distribution
Address Breakdown
Residential
16,862
Single Family
14,966
Multi-Family
1,896
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72076, Jacksonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,604 (100%) |
| Owner Occupied HU | 8,507 (48.3%) |
| Renter Occupied HU | 7,321 (41.6%) |
| Vacant Housing Units | 1,776 (10.1%) |
| Median Home Value | $213,368 |
| Average Home Value | $253,685 |
Housing Distribution
Address Breakdown
Residential
16,862
Single Family
14,966
Multi-Family
1,896
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tara J Helgestad • Lotus Realty
Mls Name: CARMLS
Mls ID: #25046910