104 E Valley Rd NERydalGA30171
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 104 E Valley Rd NE, Rydal, GA, 30171 in Rydal earns a 9.99% gross yield at $612,000. Rent of $5,096/mo nets $1,372/mo after the $2,752/mo mortgage. The 1.85 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $169,084 and $5,637/yr in equity accumulation project a total cumulative return of $320,029.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $1,372 | $300 |
City averages based on Rydal market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,096 |
| Total Monthly Debt Service | $3,481 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30171, Rydal, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,316 (100%) |
| Owner Occupied HU | 1,098 (83.4%) |
| Renter Occupied HU | 177 (13.4%) |
| Vacant Housing Units | 41 ( 3.1%) |
| Median Home Value | $390,076 |
| Average Home Value | $424,804 |
Housing Distribution
Address Breakdown
Residential
1,505
Single Family
1,505
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30171, Rydal, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,316 (100%) |
| Owner Occupied HU | 1,098 (83.4%) |
| Renter Occupied HU | 177 (13.4%) |
| Vacant Housing Units | 41 ( 3.1%) |
| Median Home Value | $390,076 |
| Average Home Value | $424,804 |
Housing Distribution
Address Breakdown
Residential
1,505
Single Family
1,505
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices