10399 GREYSTONE DriveGlen Saint MaryFL32040
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Glen Saint Mary rental at 10399 GREYSTONE Drive, Glen Saint Mary, FL, 32040 sits in the solid-income band: 9.16% gross yield, $2,191/mo rent, $258/mo net after the $1,290/mo debt service, DSCR 1.70. Entry price of $286,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $79,290 and $2,643/yr in principal reduction bring total cumulative return to $127,888.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $258 | $400 |
City averages based on Glen Saint Mary market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,191 |
| Total Monthly Debt Service | $1,790 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32040, Glen Saint Mary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,255 (100%) |
| Owner Occupied HU | 2,572 (79.0%) |
| Renter Occupied HU | 478 (14.7%) |
| Vacant Housing Units | 205 ( 6.3%) |
| Median Home Value | $274,365 |
| Average Home Value | $342,029 |
Housing Distribution
Address Breakdown
Residential
2,995
Single Family
2,995
Multi-Family
0
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32040, Glen Saint Mary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,255 (100%) |
| Owner Occupied HU | 2,572 (79.0%) |
| Renter Occupied HU | 478 (14.7%) |
| Vacant Housing Units | 205 ( 6.3%) |
| Median Home Value | $274,365 |
| Average Home Value | $342,029 |
Housing Distribution
Address Breakdown
Residential
2,995
Single Family
2,995
Multi-Family
0
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: realMLS
Mls ID: #2132033