10388 Evangaline WayElk GroveCA95757
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 10388 Evangaline Way, Elk Grove, CA, 95757 in Elk Grove offers it: the 1.50 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.1%. Long-term, 5% appreciation is forecast to add $175,581, and $5,853/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $242,095.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.5% |
| Monthly Cash Flow | $(8) | $300 |
City averages based on Elk Grove market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,289 |
| Total Monthly Debt Service | $4,044 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,527 sqft lot
$N/A/sqft
$365 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,527 sqft lot
$N/A/sqft
$365 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Suzanna Martinez • Taylor Morrison Services, Inc
Mls Name: MetroList Services of CA
Mls ID: #226046464