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Get DSCR Rental Loan Rate Quote
$239,000
3 bds•2 ba•2217sqft

103799 S 4525th Loop,Vian,OK,74962

10.15%
Gross Yield
27.21%
ROI
$2,022/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Strong Cash Flow

Solid fundamentals define the investment case at 103799 S 4525th Loop, Vian, OK, 74962 in Vian: $2,022/mo in rent, $496/mo in net income, 10.15% gross yield, 1.78 DSCR, all at $239,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $66,031 in appreciation and $2,004/yr in principal paydown projects total cumulative return of $118,260.

This PropertyNational Avg
Gross Rental Yield10.2%6.2%
Monthly Cash Flow$496$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

1.36× DSCR
✓ Comfortably qualifies

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$2,022
Total Monthly Debt Service$1,489
DSCR Ratio1.36x

Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 1988

3.33 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74962, Vian, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)2,485 (100%)
Owner Occupied HU1,388 (55.9%)
Renter Occupied HU491 (19.8%)
Vacant Housing Units606 (24.4%)
Median Home Value$139,899
Average Home Value$184,787

Housing Distribution

Address Breakdown

Residential

1,553

Single Family

1,549

Multi-Family

4

Businesses

115

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NMLS #2625701
Get Pre-Approved

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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
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Loan officer
Loan officer
Loan officer
Powered by
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NMLS #2625701
Get Pre-Approved

Listed by: N/A • N/A 

Mls Name: Western River Valley BOR

Mls ID: #1092123

Oklahoma•Vian•103799 S 4525th Loop
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
Home Type: Single Family
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Single Family

Built in 1988

3.33 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74962, Vian, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)2,485 (100%)
Owner Occupied HU1,388 (55.9%)
Renter Occupied HU491 (19.8%)
Vacant Housing Units606 (24.4%)
Median Home Value$139,899
Average Home Value$184,787

Housing Distribution

Address Breakdown

Residential

1,553

Single Family

1,549

Multi-Family

4

Businesses

115