10375 Sunny LaneAtascosaTX78002
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 10375 Sunny Lane, Atascosa, TX, 78002 in Atascosa at $260,000 earns $2,021/mo in rent and nets $172/mo after the $1,169/mo payment, a 9.33% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $71,833 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $2,395/yr in principal paydown, total projected return reaches $110,733.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $172 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,021 |
| Total Monthly Debt Service | $1,745 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1983
2.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78002, Atascosa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,004 (100%) |
| Owner Occupied HU | 2,233 (74.3%) |
| Renter Occupied HU | 506 (16.8%) |
| Vacant Housing Units | 265 ( 8.8%) |
| Median Home Value | $277,130 |
| Average Home Value | $322,754 |
Housing Distribution
Address Breakdown
Residential
2,467
Single Family
2,467
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1983
2.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78002, Atascosa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,004 (100%) |
| Owner Occupied HU | 2,233 (74.3%) |
| Renter Occupied HU | 506 (16.8%) |
| Vacant Housing Units | 265 ( 8.8%) |
| Median Home Value | $277,130 |
| Average Home Value | $322,754 |
Housing Distribution
Address Breakdown
Residential
2,467
Single Family
2,467
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrew Fitzpatrick • The Horn Company Residental
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1894283
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.