10370 Halmstad DrWaldorfMD20603
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 10370 Halmstad Dr, Waldorf, MD, 20603 in Waldorf. At $451,790 it earns $3,240/mo in rent and distributes $430/mo to the owner after the $2,032/mo payment, a consistent 8.61% yield. DSCR 1.59 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $124,821 in value; $4,161/yr in principal paydown compounds ownership stake. Total projected return: $199,044.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.5% |
| Monthly Cash Flow | $430 | $450 |
City averages based on Waldorf market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,240 |
| Total Monthly Debt Service | $2,630 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20603, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,544 (100%) |
| Owner Occupied HU | 8,835 (76.5%) |
| Renter Occupied HU | 2,333 (20.2%) |
| Vacant Housing Units | 376 ( 3.3%) |
| Median Home Value | $443,284 |
| Average Home Value | $474,962 |
Housing Distribution
Address Breakdown
Residential
11,817
Single Family
11,051
Multi-Family
766
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20603, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,544 (100%) |
| Owner Occupied HU | 8,835 (76.5%) |
| Renter Occupied HU | 2,333 (20.2%) |
| Vacant Housing Units | 376 ( 3.3%) |
| Median Home Value | $443,284 |
| Average Home Value | $474,962 |
Housing Distribution
Address Breakdown
Residential
11,817
Single Family
11,051
Multi-Family
766
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
