1036 Huddersfield Dr, Sumter, SC, 29154 | $377/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Sumter at 1036 Huddersfield Dr, Sumter, SC, 29154 offers a 10.19% rental yield on a $159,500 purchase with $1,354/mo rent. Total monthly income registers $1,354/mo, and a $781/mo payment leaves $377/mo available for distribution. Annual cash flow reaches $4,523/yr on $52,874 to close, and return on cash invested stands at 28.46% in year one. Equity gained on principal adds $1,029/yr while 5% annual appreciation supports $44,067 over five years. Portfolio math shows five-year ROI at 148.61% and total cumulative return in cash at $78,577. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,354/mo property income against a $781/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1972

0.25 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29154, Sumter, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,040 (100%)
Owner Occupied HU	9,147 (70.1%)
Renter Occupied HU	2,836 (21.7%)
Vacant Housing Units	1,057 ( 8.1%)
Median Home Value	$208,805
Average Home Value	$213,824