1036 9th St, Florence, OR, 97439 | $907/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1036 9th St, Florence, OR, 97439 | $907/mo Cash Flow | Ziffy

For Sale

Currently Rented

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Florence at 1036 9th St, Florence, OR, 97439 uses $208,915 cash to close to unlock $10,884/yr annual cash flow and $907/mo monthly cash flow. Total monthly income runs $4,740/mo, and a $3,108/mo payment keeps the spread at $907/mo. Purchase price stands at $635,000, and rental yield measures 8.96% with $4,740/mo rent. Return on cash invested shows 25.27% in year one, and 5% annual appreciation builds toward $175,439 over five years. Five-year ROI reaches 131.37% and total cumulative return in cash records $274,460. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,740/mo property income covering a $3,108/mo payment rather than investor’s personal income.

Single Family

Built in 2005

N/A lot

$N/A/sqft

No HOA

More details about the property

Wonderful Investment or Multi-Generational Living Opportunity! Live in one unit and rent out the other - or bring the whole family! This well-laid-out duplex offers two spacious units, each featureing 3 bedrooms, 2 full bathrooms upstairs and a separate laundry room plus a half bath on the mail level. The downstairs also includes a bright, open living area and a kitchen with a large pantry - perfect for everyday living and entertaining. A charming front porch welcomes you home, while each unit enjoys a perfectly sized backyard - ideal for grilling, relaxing or a small garden. A detached two-car garage sits at the back of the property, providing secure parking and additional storage. Recent updates include a brand new roof in 2025 and freshly completed exterior maintenance, offering peace of mind for future owners.Located just blocks from schools, the library, grocery stores, and medical facilities - with easy access to Hwy 101 and all the costal charm Florence has to offer, including the beaches, dunes, Siuslaw River recreation, and vibrant Old Town.Don't miss this opportunity to build equity and enjoy flexible living in a prime central Florence location! Please do not disturb tenants.

Neighborhood Data

Neighborhood data shown for ZIP Code: 97439, Florence, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,358 (100%)
Owner Occupied HU	5,722 (61.1%)
Renter Occupied HU	2,076 (22.2%)
Vacant Housing Units	1,560 (16.7%)
Median Home Value	$526,815
Average Home Value	$571,760