10350 Baseline Rd SPACE 55Alta LomaCA91701
INVESTMENT ANALYSIS
Investment Verdict
Solid Income10350 Baseline Rd SPACE 55, Alta Loma, CA, 91701 in Alta Loma earns a respectable 8.34% gross yield at $235,000, but after the $1,057/mo mortgage the net cash flow is $179/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.54) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $64,926 over five years, making equity the dominant return driver. Total projected return: $100,652.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.0% |
| Monthly Cash Flow | $179 | $1,500 |
City averages based on Alta Loma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,633 |
| Total Monthly Debt Service | $1,360 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
1,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91701, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,799 (100%) |
| Owner Occupied HU | 10,272 (74.4%) |
| Renter Occupied HU | 3,276 (23.7%) |
| Vacant Housing Units | 251 ( 1.8%) |
| Median Home Value | $726,234 |
| Average Home Value | $722,419 |
Housing Distribution
Address Breakdown
Residential
13,476
Single Family
12,446
Multi-Family
1,030
Businesses
693
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
1,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91701, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,799 (100%) |
| Owner Occupied HU | 10,272 (74.4%) |
| Renter Occupied HU | 3,276 (23.7%) |
| Vacant Housing Units | 251 ( 1.8%) |
| Median Home Value | $726,234 |
| Average Home Value | $722,419 |
Housing Distribution
Address Breakdown
Residential
13,476
Single Family
12,446
Multi-Family
1,030
Businesses
693
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carmen Millan • CENTURY 21 KING
Mls Name: CRMLS
Mls ID: #CV25174071