1035 Quartz StreetGoldenCO80401
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.26% yield at 1035 Quartz Street, Golden, CO, 80401 in Golden is solid, but the $3,272/mo payment compresses net cash flow to $159/mo at $727,750. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $201,064 by year five, and $6,703/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.34) without U.S. income documentation. Total projected return: $285,042.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $159 | $300 |
City averages based on Golden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,400 |
| Total Monthly Debt Service | $3,952 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
10,193 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80401, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,912 (100%) |
| Owner Occupied HU | 10,629 (56.2%) |
| Renter Occupied HU | 6,916 (36.6%) |
| Vacant Housing Units | 1,367 ( 7.2%) |
| Median Home Value | $866,393 |
| Average Home Value | $916,978 |
Housing Distribution
Address Breakdown
Residential
18,425
Single Family
14,339
Multi-Family
4,086
Businesses
1,842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
10,193 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80401, Golden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,912 (100%) |
| Owner Occupied HU | 10,629 (56.2%) |
| Renter Occupied HU | 6,916 (36.6%) |
| Vacant Housing Units | 1,367 ( 7.2%) |
| Median Home Value | $866,393 |
| Average Home Value | $916,978 |
Housing Distribution
Address Breakdown
Residential
18,425
Single Family
14,339
Multi-Family
4,086
Businesses
1,842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Jackson • HomeSmart
Mls Name: REcolorado
Mls Provider:
Mls ID: #4162539
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