10343 Amherst AveMontclairCA91763
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.52% gross rental yield, 10343 Amherst Ave, Montclair, CA, 91763 in Montclair is priced for capital growth, not immediate cash flow. The $1,175,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $324,631 by year five, with $10,822/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.47) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $136,467.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 5.2% |
| Monthly Cash Flow | $(4,803) | $300 |
City averages based on Montclair market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,466 |
| Total Monthly Debt Service | $6,801 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1963
7,168 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91763, Montclair, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,121 (100%) |
| Owner Occupied HU | 5,819 (52.3%) |
| Renter Occupied HU | 5,037 (45.3%) |
| Vacant Housing Units | 265 ( 2.4%) |
| Median Home Value | $583,784 |
| Average Home Value | $577,794 |
Housing Distribution
Address Breakdown
Residential
10,885
Single Family
9,746
Multi-Family
1,139
Businesses
1,740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1963
7,168 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91763, Montclair, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,121 (100%) |
| Owner Occupied HU | 5,819 (52.3%) |
| Renter Occupied HU | 5,037 (45.3%) |
| Vacant Housing Units | 265 ( 2.4%) |
| Median Home Value | $583,784 |
| Average Home Value | $577,794 |
Housing Distribution
Address Breakdown
Residential
10,885
Single Family
9,746
Multi-Family
1,139
Businesses
1,740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharon Liu • Re/Max Premier Prop Arcadia
Mls Name: CRMLS
Mls ID: #AR25141060