10342 Gibbons CreekSan AntonioTX78252
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 10342 Gibbons Creek, San Antonio, TX, 78252 in San Antonio clears it at 1.50, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 8.11%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $71,833; $2,395/yr in principal equity; total projected return: $81,669.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $(293) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,757 |
| Total Monthly Debt Service | $1,946 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
5,009 sqft lot
$N/A/sqft
$113 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78252, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,859 (100%) |
| Owner Occupied HU | 8,935 (82.3%) |
| Renter Occupied HU | 1,159 (10.7%) |
| Vacant Housing Units | 765 ( 7.0%) |
| Median Home Value | $291,518 |
| Average Home Value | $289,299 |
Housing Distribution
Address Breakdown
Residential
9,592
Single Family
9,181
Multi-Family
411
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
5,009 sqft lot
$N/A/sqft
$113 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78252, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,859 (100%) |
| Owner Occupied HU | 8,935 (82.3%) |
| Renter Occupied HU | 1,159 (10.7%) |
| Vacant Housing Units | 765 ( 7.0%) |
| Median Home Value | $291,518 |
| Average Home Value | $289,299 |
Housing Distribution
Address Breakdown
Residential
9,592
Single Family
9,181
Multi-Family
411
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alexander Mercado • 1st Choice Realty Group
Mls Name: SABOR
Mls Provider:
Mls ID: #1855542
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.