1034 10th St NW, Vernon, AL, 35592 | Equity Gain $839/yr

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $0/mo, and a $636/mo payment. Purchase price stands at $129,999, and rental yield measures 0% with $0/mo rent. Return on cash invested shows -0.52% in year one, and 5% annual appreciation builds toward $35,916 over five years. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $0/mo property income covering a $636/mo payment rather than investor’s personal income.

Single Family

Built in N/A

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35592, Vernon, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,274 (100%)
Owner Occupied HU	1,364 (60.0%)
Renter Occupied HU	535 (23.5%)
Vacant Housing Units	375 (16.5%)
Median Home Value	$136,699
Average Home Value	$159,173