10339 White Deer Place NWSilverdaleWA98383
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 10339 White Deer Place NW, Silverdale, WA, 98383 in Silverdale offers a clean, manageable entry. Rental yield 6.59%. DSCR 1.22 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $151,927 in additional property value over five years, with $5,065/yr in principal equity building ownership stake. Total projected cumulative return: $189,621.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(287) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,019 |
| Total Monthly Debt Service | $3,087 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
4,059 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98383, Silverdale, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,373 (100%) |
| Owner Occupied HU | 5,247 (56.0%) |
| Renter Occupied HU | 3,685 (39.3%) |
| Vacant Housing Units | 441 ( 4.7%) |
| Median Home Value | $634,834 |
| Average Home Value | $695,268 |
Housing Distribution
Address Breakdown
Residential
9,062
Single Family
6,182
Multi-Family
2,880
Businesses
1,387
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
4,059 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98383, Silverdale, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,373 (100%) |
| Owner Occupied HU | 5,247 (56.0%) |
| Renter Occupied HU | 3,685 (39.3%) |
| Vacant Housing Units | 441 ( 4.7%) |
| Median Home Value | $634,834 |
| Average Home Value | $695,268 |
Housing Distribution
Address Breakdown
Residential
9,062
Single Family
6,182
Multi-Family
2,880
Businesses
1,387
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael J Simonds • Redfin
Mls Name: NWMLS
Mls ID: #2421006