10335 Schooner LnStanwoodMI49346
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.77 makes 10335 Schooner Ln, Stanwood, MI, 49346 in Stanwood one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.53%. The 9.53% yield, 5% annual appreciation ($47,769 over five years), and $1,592/yr in principal reduction project a total cumulative return of $41,932.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $(417) | $300 |
City averages based on Stanwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,373 |
| Total Monthly Debt Service | $1,721 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
1,742 sqft lot
$N/A/sqft
$650 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
1,742 sqft lot
$N/A/sqft
$650 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
