10321 Fm 314 NBrownsboroTX75756
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 10321 Fm 314 N, Brownsboro, TX, 75756 in Brownsboro speaks for itself: 11.97% gross on a $225,000 price, generating $2,244/mo in rent and $644/mo in net income after the $1,012/mo debt service. DSCR 2.22, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,728 stacks alongside $62,163 in projected five-year appreciation and $2,072/yr in principal reduction. Projected total cumulative return: $127,692.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $644 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,244 |
| Total Monthly Debt Service | $1,510 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
2.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75756, Brownsboro, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,065 (100%) |
| Owner Occupied HU | 1,429 (69.2%) |
| Renter Occupied HU | 405 (19.6%) |
| Vacant Housing Units | 231 (11.2%) |
| Median Home Value | $217,763 |
| Average Home Value | $306,959 |
Housing Distribution
Address Breakdown
Residential
1,654
Single Family
1,629
Multi-Family
25
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
2.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75756, Brownsboro, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,065 (100%) |
| Owner Occupied HU | 1,429 (69.2%) |
| Renter Occupied HU | 405 (19.6%) |
| Vacant Housing Units | 231 (11.2%) |
| Median Home Value | $217,763 |
| Average Home Value | $306,959 |
Housing Distribution
Address Breakdown
Residential
1,654
Single Family
1,629
Multi-Family
25
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Hinkle • Chris Hinkle Real Estate
Mls Name: NTREIS
Mls ID: #20811164
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.