10319 E 31st PlYumaAZ85365
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 10319 E 31st Pl, Yuma, AZ, 85365 in Yuma: $1,598/mo in rent, $593/mo net, 11.31% gross yield, all on a $169,500 acquisition. The 2.10 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $46,830 in value, and $1,561/yr in principal paydown steadily builds equity. Projected total cumulative return: $102,279.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 5.8% |
| Monthly Cash Flow | $593 | $420 |
City averages based on Yuma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,598 |
| Total Monthly Debt Service | $938 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
4,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85365, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,819 (100%) |
| Owner Occupied HU | 16,100 (55.9%) |
| Renter Occupied HU | 4,034 (14.0%) |
| Vacant Housing Units | 8,685 (30.1%) |
| Median Home Value | $270,843 |
| Average Home Value | $283,126 |
Housing Distribution
Address Breakdown
Residential
20,953
Single Family
16,663
Multi-Family
4,290
Businesses
1,253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
4,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85365, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,819 (100%) |
| Owner Occupied HU | 16,100 (55.9%) |
| Renter Occupied HU | 4,034 (14.0%) |
| Vacant Housing Units | 8,685 (30.1%) |
| Median Home Value | $270,843 |
| Average Home Value | $283,126 |
Housing Distribution
Address Breakdown
Residential
20,953
Single Family
16,663
Multi-Family
4,290
Businesses
1,253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angie M Kranz • Gila Mountain Realty AZ
Mls Name: YARMLS
Mls Provider:
Mls ID: #20251321
Disclaimer: This data is provided by the Yuma Association of REALTORS, Inc. Multiple Listing Service. Real Estate listings held by brokerage firms other than Zillow, Inc. are marked with the Broker Reciprocity(SM) logo or the Broker Reciprocity thumbnail logo. This information is deemed reliable, but not guaranteed.