1031 Gold King PlDinubaCA93618
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1031 Gold King Pl, Dinuba, CA, 93618 in Dinuba earns a 9% gross yield at $675,000. Rent of $5,060/mo nets $720/mo after the $3,035/mo mortgage. The 1.67 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $186,490 and $6,217/yr in equity accumulation project a total cumulative return of $302,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.0% |
| Monthly Cash Flow | $720 | $1,200 |
City averages based on Dinuba market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,060 |
| Total Monthly Debt Service | $4,072 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.38 Acres lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93618, Dinuba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,214 (100%) |
| Owner Occupied HU | 4,987 (54.1%) |
| Renter Occupied HU | 3,874 (42.0%) |
| Vacant Housing Units | 353 ( 3.8%) |
| Median Home Value | $329,400 |
| Average Home Value | $378,255 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
8,081
Multi-Family
907
Businesses
579
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
0.38 Acres lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93618, Dinuba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,214 (100%) |
| Owner Occupied HU | 4,987 (54.1%) |
| Renter Occupied HU | 3,874 (42.0%) |
| Vacant Housing Units | 353 ( 3.8%) |
| Median Home Value | $329,400 |
| Average Home Value | $378,255 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
8,081
Multi-Family
907
Businesses
579
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices