10300 Tuscany DrLas CrucesNM88007
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play10300 Tuscany Dr, Las Cruces, NM, 88007 in Las Cruces is priced for appreciation, not yield. Rental yield 3.55%. At $669,000 with a 3.55% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $184,832 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.66) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $125,986.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 9.2% |
| Monthly Cash Flow | $(1,972) | $450 |
City averages based on Las Cruces market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $3,686 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.59 Acres lot
$N/A/sqft
$308 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
0.59 Acres lot
$N/A/sqft
$308 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Suzanne Tent • Real Estate Services of New Mexico, LLC.
Mls Name: SNMMLS
Mls ID: #2500988
Disclaimer: The information provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.