1030 15th RdLyonsKS67554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1030 15th Rd, Lyons, KS, 67554 in Lyons at $125,000 earns $979/mo in rent and nets $147/mo after the $562/mo payment, a 9.4% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $34,535 over five years. Ziffy Mortgage underwrites this on a 1.74 DSCR without U.S. credit history. With $1,151/yr in principal paydown, total projected return reaches $57,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.0% |
| Monthly Cash Flow | $147 | $350 |
City averages based on Lyons market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $979 |
| Total Monthly Debt Service | $782 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67554, Lyons, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,023 (100%) |
| Owner Occupied HU | 1,231 (60.9%) |
| Renter Occupied HU | 502 (24.8%) |
| Vacant Housing Units | 290 (14.3%) |
| Median Home Value | $101,382 |
| Average Home Value | $124,088 |
Housing Distribution
Address Breakdown
Residential
1,789
Single Family
1,687
Multi-Family
102
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67554, Lyons, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,023 (100%) |
| Owner Occupied HU | 1,231 (60.9%) |
| Renter Occupied HU | 502 (24.8%) |
| Vacant Housing Units | 290 (14.3%) |
| Median Home Value | $101,382 |
| Average Home Value | $124,088 |
Housing Distribution
Address Breakdown
Residential
1,789
Single Family
1,687
Multi-Family
102
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices