103 Stonegate CtGurdonAR71743
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 103 Stonegate Ct, Gurdon, AR, 71743 in Gurdon speaks for itself: 11.78% gross on a $180,000 price, generating $1,766/mo in rent and $684/mo in net income after the $809/mo debt service. DSCR 2.18, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,213 stacks alongside $49,731 in projected five-year appreciation and $1,658/yr in principal reduction. Projected total cumulative return: $112,159.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 8.0% |
| Monthly Cash Flow | $684 | $450 |
City averages based on Gurdon market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,766 |
| Total Monthly Debt Service | $1,010 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71743, Gurdon, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,840 (100%) |
| Owner Occupied HU | 1,026 (55.8%) |
| Renter Occupied HU | 395 (21.5%) |
| Vacant Housing Units | 419 (22.8%) |
| Median Home Value | $167,602 |
| Average Home Value | $191,036 |
Housing Distribution
Address Breakdown
Residential
1,570
Single Family
1,562
Multi-Family
8
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71743, Gurdon, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,840 (100%) |
| Owner Occupied HU | 1,026 (55.8%) |
| Renter Occupied HU | 395 (21.5%) |
| Vacant Housing Units | 419 (22.8%) |
| Median Home Value | $167,602 |
| Average Home Value | $191,036 |
Housing Distribution
Address Breakdown
Residential
1,570
Single Family
1,562
Multi-Family
8
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices