103 S Valley StMartinsburgWV25401








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Martinsburg at 103 S Valley St, Martinsburg, WV, 25401 offers a 9.12% rental yield on a $129,900 purchase with $987/mo rent. Total monthly income registers $987/mo, and a $636/mo payment leaves $235/mo available for distribution. Annual cash flow reaches $2,822/yr on $43,062 to close, and return on cash invested stands at 26.46% in year one. Equity gained on principal adds $838/yr while 5% annual appreciation supports $35,889 over five years. Portfolio math shows five-year ROI at 137.57% and total cumulative return in cash at $59,239. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $987/mo property income against a $636/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1920
1,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25401, Martinsburg, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,510 (100%) |
| Owner Occupied HU | 3,092 (41.2%) |
| Renter Occupied HU | 3,598 (47.9%) |
| Vacant Housing Units | 820 (10.9%) |
| Median Home Value | $265,545 |
| Average Home Value | $270,433 |
Housing Distribution
Address Breakdown
Residential
6,870
Single Family
6,288
Multi-Family
582
Businesses
699
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Listed by: Sarah Combs • Hoffman Realty
Mls Name: Bright MLS
Mls ID: #WVBE2044812








