103 S 1st StLincolnKS67455
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow103 S 1st St, Lincoln, KS, 67455 in Lincoln is a solid income-producing rental, 10.28% gross yield, $1,157/mo rent, $259/mo net cash flow on a $135,000 buy. DSCR 1.91 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $37,298 and $1,243/yr in principal reduction project a total cumulative return of $68,138.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $259 | $150 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,157 |
| Total Monthly Debt Service | $844 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1912
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67455, Lincoln, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 956 (100%) |
| Owner Occupied HU | 574 (60.0%) |
| Renter Occupied HU | 176 (18.4%) |
| Vacant Housing Units | 206 (21.5%) |
| Median Home Value | $93,043 |
| Average Home Value | $118,702 |
Housing Distribution
Address Breakdown
Residential
811
Single Family
780
Multi-Family
31
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1912
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67455, Lincoln, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 956 (100%) |
| Owner Occupied HU | 574 (60.0%) |
| Renter Occupied HU | 176 (18.4%) |
| Vacant Housing Units | 206 (21.5%) |
| Median Home Value | $93,043 |
| Average Home Value | $118,702 |
Housing Distribution
Address Breakdown
Residential
811
Single Family
780
Multi-Family
31
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices