103 Oaktree PlLeoniaNJ07605
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 103 Oaktree Pl, Leonia, NJ, 07605 in Leonia at $850,000. Rental yield 6.17%. The 6.17% yield and 1.14 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $234,839 by year five, and $7,829/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $217,306.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(1,686) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,373 |
| Total Monthly Debt Service | $5,720 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
5,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07605, Leonia, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,425 (100%) |
| Owner Occupied HU | 2,166 (63.2%) |
| Renter Occupied HU | 1,160 (33.9%) |
| Vacant Housing Units | 99 ( 2.9%) |
| Median Home Value | $679,721 |
| Average Home Value | $709,865 |
Housing Distribution
Address Breakdown
Residential
3,398
Single Family
3,010
Multi-Family
388
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
5,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07605, Leonia, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,425 (100%) |
| Owner Occupied HU | 2,166 (63.2%) |
| Renter Occupied HU | 1,160 (33.9%) |
| Vacant Housing Units | 99 ( 2.9%) |
| Median Home Value | $679,721 |
| Average Home Value | $709,865 |
Housing Distribution
Address Breakdown
Residential
3,398
Single Family
3,010
Multi-Family
388
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: CARMELA GRECO • COLDWELL BANKER REALTY
Mls Name: HCMLS
Mls ID: #260001387