103 N Main StCrittendenKY41030
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 103 N Main St, Crittenden, KY, 41030 in Crittenden: $2,822/mo in rent, $297/mo in net income, 8.16% gross yield, 1.51 DSCR, all at $415,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $114,657 in appreciation and $3,822/yr in principal paydown projects total cumulative return of $176,271.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.5% |
| Monthly Cash Flow | $297 | $300 |
City averages based on Crittenden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,822 |
| Total Monthly Debt Service | $2,361 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1905
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41030, Crittenden, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,471 (100%) |
| Owner Occupied HU | 1,605 (65.0%) |
| Renter Occupied HU | 751 (30.4%) |
| Vacant Housing Units | 115 ( 4.7%) |
| Median Home Value | $269,100 |
| Average Home Value | $277,232 |
Housing Distribution
Address Breakdown
Residential
2,420
Single Family
2,269
Multi-Family
151
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1905
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41030, Crittenden, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,471 (100%) |
| Owner Occupied HU | 1,605 (65.0%) |
| Renter Occupied HU | 751 (30.4%) |
| Vacant Housing Units | 115 ( 4.7%) |
| Median Home Value | $269,100 |
| Average Home Value | $277,232 |
Housing Distribution
Address Breakdown
Residential
2,420
Single Family
2,269
Multi-Family
151
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Ware • Kentucky Land and Home
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #26001126
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.