103 Harry StBerniceOK74331








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Bernice at 103 Harry St, Bernice, OK, 74331 listed at $145,000 pairs $1,164/mo rent with a $710/mo payment to leave $238/mo cash flow. Total monthly income runs $1,164/mo, and annual cash flow reaches $2,853/yr on $48,068 cash to close. Return on cash invested measures 25.84% in year one, and rental yield registers 9.63% at a $145,000 basis. Equity gained on principal adds $936/yr, and annual property appreciation at 5% supports $40,061 by year five. Five-year ROI tracks 134.98% and total cumulative return in cash totals $64,880. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,164/mo property income relative to a $710/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Manufactured
Built in 1991
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74331, Afton, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,282 (100%) |
| Owner Occupied HU | 2,431 (38.7%) |
| Renter Occupied HU | 631 (10.0%) |
| Vacant Housing Units | 3,220 (51.3%) |
| Median Home Value | $220,177 |
| Average Home Value | $307,555 |
Housing Distribution
Address Breakdown
Residential
3,220
Single Family
3,038
Multi-Family
182
Businesses
187
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