103 Giles Rd RoadStephentownNY12168








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Stephentown at 103 Giles Rd Road, Stephentown, NY, 12168 with 5% annual appreciation on a $240,000 basis while $2,251/mo rent supports operations. Total monthly income totals $2,251/mo and a $1,175/mo payment preserves $648/mo for cash returns. Annual cash flow comes to $7,776/yr on $79,560 deployed, and return on cash invested reaches 29.68% in year one. Equity gained on principal adds $1,549/yr, and five-year appreciation sums $66,308 alongside rental yield of 11.25%. Five-year ROI measures 155.89% and total cumulative return in cash totals $124,022.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,251/mo property income versus a $1,175/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1938
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12168, Stephentown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 968 (100%) |
| Owner Occupied HU | 622 (64.3%) |
| Renter Occupied HU | 155 (16.0%) |
| Vacant Housing Units | 191 (19.7%) |
| Median Home Value | $293,548 |
| Average Home Value | $307,926 |
Housing Distribution
Address Breakdown
Residential
703
Single Family
702
Multi-Family
1
Businesses
40
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Listed by: Beth Cozzolino • Gabel Real Estate
Mls Name: HVCRMLS
Mls ID: #20254713








