103 4th St, Galena, IL, 61036 | 4.22% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Galena at 103 4th St, Galena, IL, 61036 earns from $2,110/mo rent with a $2,936/mo payment. Total monthly income totals $2,110/mo. ROI tracks 7.59% on current figures, and rental yield reads 4.22% at a $599,900 purchase. Equity gained on principal adds $3,871/yr, and 5% annual appreciation supports $165,741 over five years. Five-year ROI reaches 37.75% and total cumulative return in cash sums $74,512. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,110/mo property income instead of your personal income.

Single Family

Built in 1940

3.78 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 61036, Galena, IL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,265 (100%)
Owner Occupied HU	2,653 (50.4%)
Renter Occupied HU	640 (12.2%)
Vacant Housing Units	1,972 (37.5%)
Median Home Value	$272,621
Average Home Value	$307,280