103 1st AveRio DellCA95562
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 103 1st Ave, Rio Dell, CA, 95562 in Rio Dell. At $315,000 it earns $2,257/mo in rent and distributes $309/mo to the owner after the $1,493/mo payment, a consistent 8.6% yield. DSCR 1.51 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $87,029 in value; $2,641/yr in principal paydown compounds ownership stake. Total projected return: $133,419.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 8.0% |
| Monthly Cash Flow | $309 | $1,200 |
City averages based on Rio Dell market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,257 |
| Total Monthly Debt Service | $1,900 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95562, Rio Dell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,512 (100%) |
| Owner Occupied HU | 754 (49.9%) |
| Renter Occupied HU | 613 (40.5%) |
| Vacant Housing Units | 145 ( 9.6%) |
| Median Home Value | $391,489 |
| Average Home Value | $520,802 |
Housing Distribution
Address Breakdown
Residential
1,407
Single Family
1,325
Multi-Family
82
Businesses
71
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: HBMLS
Mls Provider:
Mls ID: #273244
