1028 Burlington StYoungstownOH44510
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1028 Burlington St, Youngstown, OH, 44510 in Youngstown. Priced at $125,000, it generates $1,331/mo in gross rent and $509/mo in net monthly cash flow, a 12.78% yield that comfortably supports the 2.37 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,105. Five-year appreciation: $34,535. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $80,383.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 9.2% |
| Monthly Cash Flow | $509 | $450 |
City averages based on Youngstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,331 |
| Total Monthly Debt Service | $772 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
3,746 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44510, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,022 (100%) |
| Owner Occupied HU | 330 (32.3%) |
| Renter Occupied HU | 563 (55.1%) |
| Vacant Housing Units | 129 (12.6%) |
| Median Home Value | $55,882 |
| Average Home Value | $121,152 |
Housing Distribution
Address Breakdown
Residential
892
Single Family
774
Multi-Family
118
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
3,746 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44510, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,022 (100%) |
| Owner Occupied HU | 330 (32.3%) |
| Renter Occupied HU | 563 (55.1%) |
| Vacant Housing Units | 129 (12.6%) |
| Median Home Value | $55,882 |
| Average Home Value | $121,152 |
Housing Distribution
Address Breakdown
Residential
892
Single Family
774
Multi-Family
118
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joy Campbell • Howard Hanna
Mls Name: MLS Now
Mls ID: #5133618