10253 Fairgate WayHighlands RanchCO80126
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play10253 Fairgate Way, Highlands Ranch, CO, 80126 in Highlands Ranch is priced for appreciation, not yield. Rental yield 5.1%. At $1,050,000 with a 5.1% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $290,096 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.94) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $285,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.5% |
| Monthly Cash Flow | $(1,733) | $350 |
City averages based on Highlands Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,460 |
| Total Monthly Debt Service | $5,776 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
6,617 sqft lot
$N/A/sqft
$171 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
6,617 sqft lot
$N/A/sqft
$171 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Anzur • Coldwell Banker Realty 24
Mls Name: REcolorado
Mls Provider:
Mls ID: #4372511
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)