10243 114th TerLargoFL33773
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 10243 114th Ter, Largo, FL, 33773 in Largo offers a clean, manageable entry. Rental yield 7.04%. DSCR 1.30 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $75,977 in additional property value over five years, with $2,533/yr in principal equity building ownership stake. Total projected cumulative return: $86,151.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 7.0% |
| Monthly Cash Flow | $(295) | $1,500 |
City averages based on Largo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,613 |
| Total Monthly Debt Service | $1,799 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
3,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33773, Largo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,744 (100%) |
| Owner Occupied HU | 6,907 (64.3%) |
| Renter Occupied HU | 2,418 (22.5%) |
| Vacant Housing Units | 1,419 (13.2%) |
| Median Home Value | $329,132 |
| Average Home Value | $366,413 |
Housing Distribution
Address Breakdown
Residential
8,556
Single Family
7,745
Multi-Family
811
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
3,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33773, Largo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,744 (100%) |
| Owner Occupied HU | 6,907 (64.3%) |
| Renter Occupied HU | 2,418 (22.5%) |
| Vacant Housing Units | 1,419 (13.2%) |
| Median Home Value | $329,132 |
| Average Home Value | $366,413 |
Housing Distribution
Address Breakdown
Residential
8,556
Single Family
7,745
Multi-Family
811
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Majchszak • STOFEL & ASSOCIATES REALTY
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8380490
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