10237 S Avenida CompadresYumaAZ85365
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 10237 S Avenida Compadres, Yuma, AZ, 85365 in Yuma at $219,500 earns $1,446/mo in rent and nets $149/mo after the $987/mo payment, a 7.91% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $60,644 over five years. Ziffy Mortgage underwrites this on a 1.47 DSCR without U.S. credit history. With $2,022/yr in principal paydown, total projected return reaches $92,526.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.8% |
| Monthly Cash Flow | $149 | $420 |
City averages based on Yuma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,446 |
| Total Monthly Debt Service | $1,210 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85365, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,819 (100%) |
| Owner Occupied HU | 16,100 (55.9%) |
| Renter Occupied HU | 4,034 (14.0%) |
| Vacant Housing Units | 8,685 (30.1%) |
| Median Home Value | $270,843 |
| Average Home Value | $283,126 |
Housing Distribution
Address Breakdown
Residential
20,953
Single Family
16,663
Multi-Family
4,290
Businesses
1,253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85365, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,819 (100%) |
| Owner Occupied HU | 16,100 (55.9%) |
| Renter Occupied HU | 4,034 (14.0%) |
| Vacant Housing Units | 8,685 (30.1%) |
| Median Home Value | $270,843 |
| Average Home Value | $283,126 |
Housing Distribution
Address Breakdown
Residential
20,953
Single Family
16,663
Multi-Family
4,290
Businesses
1,253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices