10230 Highway 9Ben LomondCA95005
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Ben Lomond rentals match the income profile of 10230 Highway 9, Ben Lomond, CA, 95005. Listed at $600,000, gross rent is $5,384/mo and net cash flow is $1,673/mo, a 10.77% yield well above national averages. DSCR 2.00 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $165,769 by year five with $5,526/yr in annual principal reduction, projecting $335,084 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.5% |
| Monthly Cash Flow | $1,673 | $1,200 |
City averages based on Ben Lomond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,384 |
| Total Monthly Debt Service | $3,473 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
6,447 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95005, Ben Lomond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,779 (100%) |
| Owner Occupied HU | 1,858 (66.9%) |
| Renter Occupied HU | 728 (26.2%) |
| Vacant Housing Units | 193 ( 6.9%) |
| Median Home Value | $910,029 |
| Average Home Value | $971,050 |
Housing Distribution
Address Breakdown
Residential
2,358
Single Family
2,358
Multi-Family
0
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
6,447 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95005, Ben Lomond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,779 (100%) |
| Owner Occupied HU | 1,858 (66.9%) |
| Renter Occupied HU | 728 (26.2%) |
| Vacant Housing Units | 193 ( 6.9%) |
| Median Home Value | $910,029 |
| Average Home Value | $971,050 |
Housing Distribution
Address Breakdown
Residential
2,358
Single Family
2,358
Multi-Family
0
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard Diaz • Vylla Home, Inc.
Mls Name: MLSListings Inc
Mls ID: #ML82031532