10229 Green Forest DrSilver SpringMD20903
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 10229 Green Forest Dr, Silver Spring, MD, 20903 in Silver Spring at $599,700 earns $3,736/mo in rent and nets $6/mo after the $2,697/mo payment, a 7.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $165,686 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $5,523/yr in principal paydown, total projected return reaches $227,874.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.2% |
| Monthly Cash Flow | $6 | $1,250 |
City averages based on Silver Spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,736 |
| Total Monthly Debt Service | $3,491 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20903, Silver Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,705 (100%) |
| Owner Occupied HU | 2,684 (40.0%) |
| Renter Occupied HU | 3,646 (54.4%) |
| Vacant Housing Units | 375 ( 5.6%) |
| Median Home Value | $549,505 |
| Average Home Value | $569,854 |
Housing Distribution
Address Breakdown
Residential
6,995
Single Family
3,575
Multi-Family
3,420
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20903, Silver Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,705 (100%) |
| Owner Occupied HU | 2,684 (40.0%) |
| Renter Occupied HU | 3,646 (54.4%) |
| Vacant Housing Units | 375 ( 5.6%) |
| Median Home Value | $549,505 |
| Average Home Value | $569,854 |
Housing Distribution
Address Breakdown
Residential
6,995
Single Family
3,575
Multi-Family
3,420
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julia Sotomarino • Realty Advantage of Maryland LLC
Mls Name: Bright MLS
Mls ID: #MDMC2206398