10228 Viscount DrSaint LouisMO63136
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 10228 Viscount Dr, Saint Louis, MO, 63136 in Saint Louis deserves attention. This $164,900 property earns $1,592/mo in rent, a 11.59% gross yield, and nets $565/mo after the $741/mo payment. DSCR 2.15 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $45,559 compounds alongside $1,519/yr in yearly equity build, for a total cumulative return of $98,993.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 7.8% |
| Monthly Cash Flow | $565 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,592 |
| Total Monthly Debt Service | $961 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63136, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,747 (100%) |
| Owner Occupied HU | 8,158 (39.3%) |
| Renter Occupied HU | 8,660 (41.7%) |
| Vacant Housing Units | 3,929 (18.9%) |
| Median Home Value | $85,951 |
| Average Home Value | $204,067 |
Housing Distribution
Address Breakdown
Residential
17,740
Single Family
15,946
Multi-Family
1,794
Businesses
801
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63136, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,747 (100%) |
| Owner Occupied HU | 8,158 (39.3%) |
| Renter Occupied HU | 8,660 (41.7%) |
| Vacant Housing Units | 3,929 (18.9%) |
| Median Home Value | $85,951 |
| Average Home Value | $204,067 |
Housing Distribution
Address Breakdown
Residential
17,740
Single Family
15,946
Multi-Family
1,794
Businesses
801
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrea Murphy-Johnson • BHHS Select Properties
Mls Name: MARIS
Mls ID: #25081411