10225 Byway DrEl PasoTX79925
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 10225 Byway Dr, El Paso, TX, 79925 in El Paso is narrow, $67/mo net on $2,485/mo rent after the $1,529/mo debt service, but the property operates at break-even-plus, not a loss. At $339,999 with a 8.77% yield, the long-run equity case via 5% appreciation ($93,935 over five years) and $3,131/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $134,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.8% |
| Monthly Cash Flow | $67 | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,485 |
| Total Monthly Debt Service | $2,283 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79925, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,373 (100%) |
| Owner Occupied HU | 8,281 (50.6%) |
| Renter Occupied HU | 7,122 (43.5%) |
| Vacant Housing Units | 970 ( 5.9%) |
| Median Home Value | $220,899 |
| Average Home Value | $242,275 |
Housing Distribution
Address Breakdown
Residential
16,025
Single Family
13,540
Multi-Family
2,485
Businesses
2,513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79925, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,373 (100%) |
| Owner Occupied HU | 8,281 (50.6%) |
| Renter Occupied HU | 7,122 (43.5%) |
| Vacant Housing Units | 970 ( 5.9%) |
| Median Home Value | $220,899 |
| Average Home Value | $242,275 |
Housing Distribution
Address Breakdown
Residential
16,025
Single Family
13,540
Multi-Family
2,485
Businesses
2,513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices