10219 Cold Back CourtSan AntonioTX78254
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 10219 Cold Back Court, San Antonio, TX, 78254 in San Antonio fits: $704,900, 5.9% gross yield, and a projected 5% annual appreciation rate adding $194,751 in value within five years. Rental yield 5.9%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.09) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,492/yr in principal paydown and $194,751 in appreciation project a total return of $167,535.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.8% |
| Monthly Cash Flow | $(1,598) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,468 |
| Total Monthly Debt Service | $4,785 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
9,043 sqft lot
$N/A/sqft
$639 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78254, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,783 (100%) |
| Owner Occupied HU | 25,306 (79.6%) |
| Renter Occupied HU | 5,149 (16.2%) |
| Vacant Housing Units | 1,328 ( 4.2%) |
| Median Home Value | $350,768 |
| Average Home Value | $375,437 |
Housing Distribution
Address Breakdown
Residential
30,371
Single Family
28,821
Multi-Family
1,550
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
9,043 sqft lot
$N/A/sqft
$639 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78254, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,783 (100%) |
| Owner Occupied HU | 25,306 (79.6%) |
| Renter Occupied HU | 5,149 (16.2%) |
| Vacant Housing Units | 1,328 ( 4.2%) |
| Median Home Value | $350,768 |
| Average Home Value | $375,437 |
Housing Distribution
Address Breakdown
Residential
30,371
Single Family
28,821
Multi-Family
1,550
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lee Jones • Perry Homes Realty, LLC
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1928874
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.