10212 Harvest Fields DrWoodstockMD21163
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Woodstock rental at 10212 Harvest Fields Dr, Woodstock, MD, 21163 sits in the solid-income band: 8.06% gross yield, $4,536/mo rent, $338/mo net after the $3,035/mo debt service, DSCR 1.49. Entry price of $675,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $186,490 and $6,217/yr in principal reduction bring total cumulative return to $277,800.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.1% |
| Monthly Cash Flow | $338 | $400 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,536 |
| Total Monthly Debt Service | $3,930 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
1.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21163, Woodstock, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,848 (100%) |
| Owner Occupied HU | 2,451 (86.1%) |
| Renter Occupied HU | 308 (10.8%) |
| Vacant Housing Units | 89 ( 3.1%) |
| Median Home Value | $673,427 |
| Average Home Value | $709,961 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
2,311
Multi-Family
479
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
1.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21163, Woodstock, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,848 (100%) |
| Owner Occupied HU | 2,451 (86.1%) |
| Renter Occupied HU | 308 (10.8%) |
| Vacant Housing Units | 89 ( 3.1%) |
| Median Home Value | $673,427 |
| Average Home Value | $709,961 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
2,311
Multi-Family
479
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices