1021 Snow Hill RdCadwellGA31009
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 1021 Snow Hill Rd, Cadwell, GA, 31009 in Cadwell is listed at $130,000 and delivers $1,097/mo in rent and $306/mo in net monthly cash flow. The 10.12% yield and 1.88 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $35,917 over five years, and $1,197/yr in principal reduction supplements cash return. Total projected cumulative return: $68,933.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 7.0% |
| Monthly Cash Flow | $306 | $500 |
City averages based on Cadwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,097 |
| Total Monthly Debt Service | $739 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31009, Cadwell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 668 (100%) |
| Owner Occupied HU | 477 (71.4%) |
| Renter Occupied HU | 95 (14.2%) |
| Vacant Housing Units | 96 (14.4%) |
| Median Home Value | $140,625 |
| Average Home Value | $231,457 |
Housing Distribution
Address Breakdown
Residential
525
Single Family
525
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31009, Cadwell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 668 (100%) |
| Owner Occupied HU | 477 (71.4%) |
| Renter Occupied HU | 95 (14.2%) |
| Vacant Housing Units | 96 (14.4%) |
| Median Home Value | $140,625 |
| Average Home Value | $231,457 |
Housing Distribution
Address Breakdown
Residential
525
Single Family
525
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices