1020 Willow Creek DrPinnacleNC27043
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1020 Willow Creek Dr, Pinnacle, NC, 27043 in Pinnacle is a solid income-producing rental, 9.49% gross yield, $1,463/mo rent, $336/mo net cash flow on a $185,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $51,112 and $1,704/yr in principal reduction project a total cumulative return of $91,649.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $336 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,463 |
| Total Monthly Debt Service | $1,054 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2001
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27043, Pinnacle, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,947 (100%) |
| Owner Occupied HU | 2,133 (72.4%) |
| Renter Occupied HU | 478 (16.2%) |
| Vacant Housing Units | 336 (11.4%) |
| Median Home Value | $272,431 |
| Average Home Value | $299,304 |
Housing Distribution
Address Breakdown
Residential
2,580
Single Family
2,580
Multi-Family
0
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2001
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27043, Pinnacle, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,947 (100%) |
| Owner Occupied HU | 2,133 (72.4%) |
| Renter Occupied HU | 478 (16.2%) |
| Vacant Housing Units | 336 (11.4%) |
| Median Home Value | $272,431 |
| Average Home Value | $299,304 |
Housing Distribution
Address Breakdown
Residential
2,580
Single Family
2,580
Multi-Family
0
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharon Robertson • Grae Tree Realty LLC
Mls Name: Triad MLS
Mls ID: #1181463