1020 SW 92nd StOklahoma CityOK73139
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.98% yield at 1020 SW 92nd St, Oklahoma City, OK, 73139 in Oklahoma City is solid, but the $737/mo payment compresses net cash flow to $38/mo at $163,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $45,283 by year five, and $1,510/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.71) without U.S. income documentation. Total projected return: $76,044.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 10.0% |
| Monthly Cash Flow | $38 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $981 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2017
1,877 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73139, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,929 (100%) |
| Owner Occupied HU | 3,143 (35.2%) |
| Renter Occupied HU | 4,886 (54.7%) |
| Vacant Housing Units | 900 (10.1%) |
| Median Home Value | $201,528 |
| Average Home Value | $225,314 |
Housing Distribution
Address Breakdown
Residential
8,356
Single Family
7,650
Multi-Family
706
Businesses
768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2017
1,877 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73139, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,929 (100%) |
| Owner Occupied HU | 3,143 (35.2%) |
| Renter Occupied HU | 4,886 (54.7%) |
| Vacant Housing Units | 900 (10.1%) |
| Median Home Value | $201,528 |
| Average Home Value | $225,314 |
Housing Distribution
Address Breakdown
Residential
8,356
Single Family
7,650
Multi-Family
706
Businesses
768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joe Forrest • RE/MAX First
Mls Name: MLSOK/OKCMAR
Mls ID: #1168907