1020 Pine Valley RdLittle RockAR72207
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1020 Pine Valley Rd, Little Rock, AR, 72207 in Little Rock is a top-tier cash-flow asset. At $199,900 it produces $1,246/mo in rent and $546/mo in net monthly income, a 11.17% gross rental yield. The DSCR of 1.39 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,551. Five-year appreciation adds $55,229, driving a total cumulative return of $71,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 7.1% |
| Monthly Cash Flow | $546 | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,246 |
| Total Monthly Debt Service | $1,235 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72207, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,920 (100%) |
| Owner Occupied HU | 3,363 (56.8%) |
| Renter Occupied HU | 1,982 (33.5%) |
| Vacant Housing Units | 575 ( 9.7%) |
| Median Home Value | $430,544 |
| Average Home Value | $569,799 |
Housing Distribution
Address Breakdown
Residential
5,632
Single Family
4,902
Multi-Family
730
Businesses
419
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72207, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,920 (100%) |
| Owner Occupied HU | 3,363 (56.8%) |
| Renter Occupied HU | 1,982 (33.5%) |
| Vacant Housing Units | 575 ( 9.7%) |
| Median Home Value | $430,544 |
| Average Home Value | $569,799 |
Housing Distribution
Address Breakdown
Residential
5,632
Single Family
4,902
Multi-Family
730
Businesses
419
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lee Smith • Signature Properties
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015857
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