1020 Aoloa Pl APT 110AKailuaHI96734
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1020 Aoloa Pl APT 110A, Kailua, HI, 96734 in Kailua deserves attention. This $910,000 property earns $8,938/mo in rent, a 11.79% gross yield, and nets $3,756/mo after the $4,092/mo payment. DSCR 2.18 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $251,416 compounds alongside $8,381/yr in yearly equity build, for a total cumulative return of $584,792.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 5.2% |
| Monthly Cash Flow | $3,756 | $500 |
City averages based on Kailua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,938 |
| Total Monthly Debt Service | $4,820 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96734, Kailua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 10,406 (56.8%) |
| Renter Occupied HU | 6,356 (34.7%) |
| Vacant Housing Units | 1,567 ( 8.5%) |
| Median Home Value | $1,399,010 |
| Average Home Value | $1,455,534 |
Housing Distribution
Address Breakdown
Residential
16,002
Single Family
14,458
Multi-Family
1,544
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96734, Kailua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 10,406 (56.8%) |
| Renter Occupied HU | 6,356 (34.7%) |
| Vacant Housing Units | 1,567 ( 8.5%) |
| Median Home Value | $1,399,010 |
| Average Home Value | $1,455,534 |
Housing Distribution
Address Breakdown
Residential
16,002
Single Family
14,458
Multi-Family
1,544
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices