102 Spring Creek DrDardanelleAR72834
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 102 Spring Creek Dr, Dardanelle, AR, 72834 in Dardanelle speaks for itself: 17.66% gross on a $138,500 price, generating $2,039/mo in rent and $1,206/mo in net income after the $623/mo debt service. DSCR 3.27, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,475 stacks alongside $38,265 in projected five-year appreciation and $1,276/yr in principal reduction. Projected total cumulative return: $130,068.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 6.0% |
| Monthly Cash Flow | $1,206 | $300 |
City averages based on Dardanelle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,039 |
| Total Monthly Debt Service | $777 |
| DSCR Ratio | 2.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72834, Dardanelle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,413 (100%) |
| Owner Occupied HU | 2,819 (63.9%) |
| Renter Occupied HU | 1,098 (24.9%) |
| Vacant Housing Units | 496 (11.2%) |
| Median Home Value | $175,815 |
| Average Home Value | $214,750 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
4,154
Multi-Family
29
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72834, Dardanelle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,413 (100%) |
| Owner Occupied HU | 2,819 (63.9%) |
| Renter Occupied HU | 1,098 (24.9%) |
| Vacant Housing Units | 496 (11.2%) |
| Median Home Value | $175,815 |
| Average Home Value | $214,750 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
4,154
Multi-Family
29
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A