102 Pierce StHyde ParkMA02136
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 102 Pierce St, Hyde Park, MA, 02136 in Hyde Park. Priced at $629,999, it generates $5,422/mo in gross rent and $1,451/mo in net monthly cash flow, a 10.33% yield that comfortably supports the 1.91 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,410. Five-year appreciation: $174,057. Equity from principal paydown: $5,802/yr. Total projected cumulative return: $332,575.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $1,451 | $350 |
City averages based on Hyde Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,422 |
| Total Monthly Debt Service | $3,720 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,425 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02136, Hyde Park, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,060 (100%) |
| Owner Occupied HU | 6,751 (51.7%) |
| Renter Occupied HU | 5,605 (42.9%) |
| Vacant Housing Units | 704 ( 5.4%) |
| Median Home Value | $605,654 |
| Average Home Value | $623,735 |
Housing Distribution
Address Breakdown
Residential
12,502
Single Family
10,178
Multi-Family
2,324
Businesses
757
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,425 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02136, Hyde Park, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,060 (100%) |
| Owner Occupied HU | 6,751 (51.7%) |
| Renter Occupied HU | 5,605 (42.9%) |
| Vacant Housing Units | 704 ( 5.4%) |
| Median Home Value | $605,654 |
| Average Home Value | $623,735 |
Housing Distribution
Address Breakdown
Residential
12,502
Single Family
10,178
Multi-Family
2,324
Businesses
757
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73489969